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Loan Options

Mortgage Loan Options

Only PCF offers RATE WATCH

 MORTGAGE LOANS

Only People's Choice Financial offers you RATE WATCH, this allows us to keep you on standby for a dip in the Market and therefore securing a better RATE.

FHA LOAN

FHA loans make qualifying for your new mortgage easy, this allows for less credit restrictions

30 Yr Fix Mortgage

The traditional fixed rate mortgage is the ultimate in payment security.


15 Yr Mortgage

Get a secure, low rate mortgage, and pay less interest over the life of your loan.

Adjustable Rate Mortgage

Get the lowest mortgage rate we offer A top choice of the financially savvy. Maximize your monthly budget with a 3, 5 or 7 year ARM.


Home Path

HomePath Mortgage is a product from Fannie Mae that is designed to help sell all mortgage ready homes Fannie Mae owns.


FHA Streamline

In an FHA loan already? Lower your payment with the FHA Streamline. No appraisal required